Additional Information/Client Disclosures

Additional Information/Client Disclosures

We do not provide, in the Plan documentation or otherwise, any advice or recommendation regarding Your participation in the Plan, including but not limited to the suitability for You of investments that You may select for the Plan or the tax consequences of any action you may take.

You should seek the advice of a qualified professional in the relevant field in Your country of residence for such matters.

No government authority has reviewed or approved the adequacy or accuracy of the Plan documentation or approved the suitability of the Plan for You.

No person is authorized to give any information or make any representation regarding the Plan other than as set forth in the Plan document and Your application. Any investment action made on the basis of other statements or information will be at Your sole risk.

Past performance of any investment should not be seen as an indication of how the investment will perform in the future and cannot provide any guarantee of future returns. Investing in securities involves risk of loss of Your investment. You should consider the investment objectives, risks, charges and expenses of any fund, which are described in each respective prospectus,carefully before investing.

Although the interest rate and/or the principal of Your Plan account may be guaranteed as provided by this contract, such guarantee is subject to the ability of Beechwood Bermuda Investment Holdings Ltd. to pay claims if and when required, which will in turn be affected by its financial condition and general economic conditions. Your Plan account is not insured by any government authority.

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Please review the following Disclaimer and click “I Agree” to continue. Thank you.

Beechwood Bermuda Investment Holdings (“Beechwood Bermuda”) investment products are not offered or available for sale in the United States or to United States citizens or residents or to residents of Bermuda. These products do not constitute an offer or solicitation to anyone in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation. The Beechwood Bermuda link above and the website linked thereto is exclusively intended for persons who reside outside of the United States and using it means you agree to the "Terms and Conditions for Use of this Website" as described on the Beechwood Bermuda website.

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