Terms and Conditions

Terms and Conditions

Beechwood Bermuda Investment Holdings (“Beechwood Bermuda”) investment products are not offered or available for sale in the United States or to United States citizens or residents or to residents of Bermuda. These products do not constitute an offer or solicitation to anyone in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation. The Beechwood Bermuda link above and the website linked thereto is exclusively intended for persons who reside outside of the United States and using it means you agree to our "Terms and Conditions for Use of this Website".

Terms and Conditions for Use of this Website

This page sets forth the terms and conditions under which Beechwood Bermuda Investment Holdings ("Beechwood Bermuda") makes this site available to you, as well as the terms and conditions governing your use of this site. By making use of this site, you agree to be bound by the terms and conditions we have outlined below, as the same may be modified from time to time. Modifications shall be effective immediately upon posting on the site. If you do not accept these terms and conditions, please do not continue to use or access this site.

Important Notification

Beechwood Bermuda investment products are not offered or available for sale in the United States or to United States citizens or residents or to residents of Bermuda. These products do not constitute an offer or solicitation to anyone in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation.

Past performance is not necessarily a guide to future performance. The value of the account can go down as well as up as a result of changes in the value of the underlying securities. There is also currency risk involved in some of the underlying funds. All values in these investment products are U.S. dollar-denominated.

By downloading or ordering any Forms or Brochures from this site, Beechwood Bermuda does not represent or warrant that it is authorized to distribute its products in your country. Permitting you to download forms or brochures on our products does not constitute a solicitation to anyone in any jurisdiction where such solicitation would be unlawful. For further advice, you should consult an appropriate advisor in your country of residence, and forward any correspondence (application, documentation or general requests) directly to him/her.

The information provided on this site is distributed with the understanding that Beechwood Bermuda is not providing professional advice of any type. If you have a question requiring professional advice, such as a question relating to law, tax or financial planning, please seek the advice of a qualified professional in the relevant field.

Limitation of Liability

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. BEECHWOOD BERMUDA DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. BEECHWOOD BERMUDA DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT BEECHWOOD BERMUDA) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS.

Under no circumstances, including but not limited to negligence by act or omission, shall Beechwood Bermuda or any party involved in creating, producing, or delivering the site, be liable for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use, the materials on the site, even if Beechwood Bermuda or a representative authorized by Beechwood Bermuda has been advised of the possibility of such damages. By using the site, you accept at your own risk that the Internet and online communications medium may not perform as intended. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event, however, shall Beechwood Bermuda's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the site.

Use of the Site; Copyrights, Trademarks & Service Marks

The site is owned and operated by Beechwood Bermuda. Certain images used on the site are licensed, not owned, by Beechwood Bermuda and may not be used, distributed, modified, transmitted, reused or reposted without the prior written permission of the party from whom Beechwood Bermuda has licensed such material. You may access the Beechwood Bermuda owned material on the site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not use, distribute, modify, transmit, reuse or repost such material for public or commercial purposes without the prior written permission of Beechwood Bermuda. Beechwood Bermuda neither warrants nor represents that your use of materials displayed on the site will not infringe rights of third parties not owned by or affiliated with Beechwood Bermuda. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.

Links To and From Third Party Websites

You may note that some of the pages on this site provide hypertext links to other sites created by other organizations. We provide you links to other sites as a free service. Because those other sites are not under our control, we cannot guarantee the quality, accuracy, or timeliness of those sites. Nor is our connection to those sites an endorsement or adoption of the views expressed or of the products and services sold on those sites. Questions about the content of those sites should be directed to their authors. If you would like to provide a hypertext link from your site to this site, please request our permission before doing so. To request such permission, send a message via e-mail. Please include in the message your name, address and telephone number, and a description of your site and the reason why you would like to establish a link to this site.

Communications

Personal Data is personal and/or confidential information data that relates to you, your account with Beechwood Bermuda and the information personal to you and your account. At times you may initiate communications with us or we may request certain information from you that does not relate to your account. We refer to these interchanges as "Communications." Any Communications or material you transmit to the site by electronic mail or otherwise, including data, questions, comments or suggestions, with the exception of Personal Data transmitted regarding you or your account, will be treated as non-confidential and non-proprietary and will become the property of Beechwood Bermuda and/or its affiliates (this information is referred to herein as "Non-Confidential Communications"). Such Non-Confidential Communications may be used for a variety of purposes, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Beechwood Bermuda retains the right to use ideas, concepts, know-how, or techniques contained in any Non-Confidential Communications you send to the site for any purpose whatsoever, including, but not limited to, developing and marketing products using such information. You agree that you shall have no recourse against Beechwood Bermuda for any alleged or actual infringement or misappropriation of any proprietary right in your Non-Confidential Communications to us.

Collection of Information from Site Visitors

Should you send us your comments or questions via e-mail to any mail box provided on our sites, we will share your communications with our customer service representatives and those employees or agents most capable of addressing your questions and concerns. We will retain your communication until we have done our very best to provide you with a complete and satisfactory response and then we will either discard it or, in some cases, archive it.

Please note that, unless we expressly advise you otherwise, the e-mail facilities at our sites do not provide a means for completely secure and private communications between us. Like most, if not all, non-encrypted Internet e-mail communications, your e-mail may be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us. For that reason, to protect your privacy, please do not use e-mail to communicate information to us that you consider to be confidential.

You should also be aware that when you visit our website, we collect certain information that does not identify you personally, but provides us with "usage data", such as the number of visitors we receive, what pages are visited most often, and what browser and domain name you are using. This data helps us to continually improve the usefulness of the information we provide at this site.

Like most commercial websites, we may also use what is known as "cookie" technology. A "cookie" is a non-executable element of data that a website can send to your browser when you link to that site. By assigning a unique data element to each visitor, the website is then able to recognize repeat users, track usage patterns and better serve you when you return to that site. The cookie does not extract personal information about you. Most browsers provide a simple procedure that will enable you to control whether you want to receive cookies by notifying you when a website is about to deposit a cookie file.

Miscellaneous

These terms and conditions shall be governed and construed in accordance with the laws of Bermuda applicable to agreements made and to be performed in Bermuda.

Copyright Notice

Copyright © 2016 Beechwood Bermuda Investment Holdings. All rights reserved.

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Please review the following Disclaimer and click “I Agree” to continue. Thank you.

Beechwood Bermuda Investment Holdings (“Beechwood Bermuda”) investment products are not offered or available for sale in the United States or to United States citizens or residents or to residents of Bermuda. These products do not constitute an offer or solicitation to anyone in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation. The Beechwood Bermuda link above and the website linked thereto is exclusively intended for persons who reside outside of the United States and using it means you agree to the "Terms and Conditions for Use of this Website" as described on the Beechwood Bermuda website.

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